Senior Travel Insurance
We pride ourselves on offering peace of mind and allowing you to enjoy your time away.
It’s quick and easy to get a quote
Single trip travel insurance
Our single trip travel insurance policies have no upper age limits. For travellers who are over 65 it is perfect for a holiday or trip, up to a maximum of 94 days. To be valid, your policies must cover the whole of your trip, from the date of your departure from the UK, to the date of your return.
Annual travel insurance
Our annual travel insurance also has no upper age limit. You can be covered for an unlimited number of trips in one year. Each trip can be up to a maximum of 31 days with both European and Worldwide annual travel insurance cover options available.
Cover and benefits
- 24 hour medical emergency support
- Mobility aids covered up to £2,500
- Medication losses up to £300
- Medical expenses up to £10 million
- Cancellation cover up to £5,000
- Personal property up to £3,000
- Insolvency cover for Scheduled Airlines included
- Cruise cover included as standard
Leave your worries behind with our specialist travel insurance
Travel insurance acts like private medical insurance whilst you are abroad, protecting you from the risk of large medical bills if you fall ill or have an accident. Therefore, in order to provide adequate cover, we need to have an accurate picture of your current health and medical history, which means that you need to declare all existing medical conditions.
An existing or pre-existing medical condition is any condition which would cause you to answer yes to one of the following questions, or a previous medical condition which still has an impact on your current health.
- Have you taken any prescription medication or received medical treatment in the last 2 years?
- Have you attended a medical practitioner’s surgery, hospital or clinic (outpatient or in-patient) in the last 2 years?
- Are you awaiting any medical treatment or investigation?
- Have you been diagnosed by a medical practitioner as suffering from a terminal illness?
If your health changes between purchasing your policy and your travel date you should notify us so that we can update your policy.
- Medical conditions which are controlled by medication, such as high cholesterol or high blood pressure must be declared.
- A medical condition from which you have recovered but have still had check-ups or follow-up appointments for in the last 2 years needs to be declared.
- Conditions for which you have been prescribed medication must be declared, even if you have decided not to take the medication.
To be properly covered by your travel insurance for Medical Expenses and Repatriation and Cancellation or Curtailment due to illness, you must declare all your existing medical conditions
You can declare your existing medical conditions to us when you buy travel insurance online or by phone. It will only take a few minutes and in most cases, we will be able to issue cover immediately.
You will need to tell us the name of your medical conditions and then answer a series of multiple choice questions, such as how your condition has been treated and whether you have had any unplanned hospital visits in the last year – we won’t need a doctor’s certificate or the names of your medication.
Yes you can both be covered on the same policy. We recommend that you and your travelling companions are all covered on the same travel insurance policy, regardless of whether they have any pre-existing medical conditions.
This means that your companions will also have cover if the holiday needs to be cancelled due to your existing medical condition. If you are all insured on different policies this may not be the case.
It’s important to buy your travel insurance as soon as you have booked your holiday so that you are covered for cancellation if you unable to travel.
Another good reason to buy travel insurance as soon as possible after booking your holiday is to ensure that you have travel insurance cover in place if a strike is called which could affect your trip.
In order to be covered under the Travel Delay and Abandonment section of your travel insurance, you must have booked your holiday and bought your insurance policy before a strike is announced. There have been several strikes in recent years and it is advisable to buy travel insurance over 65 cover immediately after you’ve booked your holiday.
For more information, please call 0203 006 5711. Our team will be happy to help.