Medical Travel Insurance

  • All types of medical conditions covered
  • No upper age limit
  • Single trips and Annual multi-trips
  • Cruise cover included
  • Winter sports and activities available

We pride ourselves on offering peace of mind and allowing you to enjoy your time away.
It’s quick and easy to get a quote

Covering a medical condition

We provide both annual and single trip policies to people with all types of medical conditions. Travelling with asthma, heart disease, cancer or mental health conditions shouldn’t stop you from being able to travel.

We can also cover your travelling companions on the same policy.

You can get a quote within minutes by completing a series of simple questions about your medical condition(s).

Unlike many insurance providers, OnYourWay Travel Insurance are able to insure customers with more severe, and in certain instances terminal medical conditions.

Travellers on a course of chemotherapy or radiotherapy can also be covered.

Cover and benefits

  • 24 hour medical emergency support
  • Medical expenses up to £10 million
  • Mobility aids up to £2,500 (Silver, Gold & Platinum policies)
  • Loss of medication up to £300
  • Cancellation cover up to £5,000 (Platinum policies)
  • Personal property up to £3,000 (Platinum policies)
  • Scheduled Airline Failure (insolvency cover) included
  • Travel Dispute Cover available
  • Cover for cruises included as standard

Leave your worries behind with our specialist travel insurance


Travel insurance acts like private medical insurance whilst you are abroad, protecting you from the risk of large medical bills if you fall ill or have an accident. Therefore, in order to provide adequate cover, we need to have an accurate picture of your current health and medical history, which means that you need to declare all existing medical conditions.

An existing or pre-existing medical condition is any condition which would cause you to answer yes to one of the following questions, or a previous medical condition which still has an impact on your current health.

  • Have you taken any prescription medication or received medical treatment in the last 2 years?
  • Have you attended a medical practitioner’s surgery, hospital or clinic (outpatient or in-patient) in the last 2 years?
  • Are you awaiting any medical treatment or investigation?
  • Have you been diagnosed by a medical practitioner as suffering from a terminal illness?

If your health changes between purchasing your policy and your travel date you should notify us so that we can update your policy.

  • Medical conditions which are controlled by medication, such as high cholesterol or high blood pressure must be declared.
  • A medical condition from which you have recovered but have still had check-ups or follow-up appointments for in the last 2 years needs to be declared.
  • Conditions for which you have been prescribed medication must be declared, even if you have decided not to take the medication.

To be properly covered by your travel insurance for Medical Expenses and Repatriation and Cancellation or Curtailment due to illness, you must declare all your existing medical conditions

You can declare your existing medical conditions to us when you buy travel insurance online or by phone. It will only take a few minutes and in most cases, we will be able to issue cover immediately.

You will need to tell us the name of your medical conditions and then answer a series of multiple choice questions, such as how your condition has been treated and whether you have had any unplanned hospital visits in the last year – we won’t need a doctor’s certificate or the names of your medication.

Yes you can both be covered on the same policy.  We recommend that you and your travelling companions are all covered on the same travel insurance policy, regardless of whether they have any pre-existing medical conditions.

This means that your companions will also have cover if the holiday needs to be cancelled due to your existing medical condition. If you are all insured on different policies this may not be the case.

It’s important to buy your travel insurance as soon as you have booked your holiday so that you are covered for cancellation if you unable to travel.

Another good reason to buy travel insurance as soon as possible after booking your holiday is to ensure that you have travel insurance cover in place if a strike is called which could affect your trip.

In order to be covered under the Travel Delay and Abandonment section of your travel insurance, you must have booked your holiday and bought your insurance policy before a strike is announced. There have been several strikes in recent years and it is advisable  to buy travel insurance over 65 cover immediately after you’ve booked your holiday.

For more information, please call 0203 006 5711. Our team will be happy to help.